It feels like it’s been ages since we last talked! As you might recall, this new work program we’re launching was supposed to be standing by the end of July, and while it was, we’re very much still testing it now… so work’s been fast and furious!
Meanwhile, I’ve gotten a second job side hustle! As of this week, I started driving for Uber after work. I think I really like it and I’m making decent money. More about this to come.
And before Michael left to go back to NOLA on Wednesday, we found me a new apartment! But you thought the house/roommate situation was working out nicely? It hasn’t been bad. But remember, it’s $300/mo more than what I was expecting, and well, that’s a lot of money! I’m moving to a new more reasonably priced apartment on Sept 1, thankfully.
All this to say, a lot has been going on.
A while ago, Kay nominated me for a Sunshine award, and more recently Mel did, too. I haven’t forgotten about you ladies! I have those posts scheduled and coming soon. 🙂
But now, down to the nitty gritty!
July finances are totally haywire, as I knew they would be. When Michael was told he no longer qualified for student loans, we made the decision to take out a lump sum loan to cover his tuition for his remaining three semesters. So, I have this extra money sitting around in my savings, you’ll notice. It’s okay. I’m not worried.
We also paid off two massive credit cards and a loan, and my emergency savings is finally gaining some traction, so I’m feeling good about that. Yep, other than that new loan, every single one of my debt balances went down. First time in a while. I’m pretty proud of myself.
| DEBT | BALANCE | CHANGE |
| gas card | $0.00 | -$2,239.40 |
| CC2 | $0.00 | -$2,835.87 |
| CC3 | $4,674.64 | -$52.58 |
| CC4 | $7,448.79 | -$153.72 |
| car | $6,569.07 | -$542.63 |
| unsub3 | $5,250.00 | $0.00 |
| unsub2 | $5,250.00 | $0.00 |
| 401k 1 | $8,277.57 | -$253.34 |
| 401k 2 | $0.00 | -$3,617.52 |
| 401k 3 | $20,846.14 | $20,846.14 |
| sub | $3,500.00 | $0.00 |
| unsub1 | $6,000.00 | $0.00 |
| TOTAL | $67,816.21 | $11,151.08 |
| SAVINGS | CHANGE | |
| 401k | $29,874.76 | -$16,079.43 |
| emergency savings | $723.83 | $444.64 |
| tuition savings | $12,000.00 | $12,000.00 |
| TOTAL | $30,598.59 | -$15,634.79 |
How was your July? Any wacky money things happening?
I can’t wait to hear more from you about Uber. Chonce just posted about it the other day and I said I couldn’t imagine riding around all the time with strangers in my car 🙂 But then I got to thinking, hey, maybe it’s not so bad. I really haven’t looked into it much and I’ll be interested to hear how it’s going for you.
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I have a post about it coming soon! I’ll have to go find Chonce’s too.
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Congrats on the uber job! I hope you report back and let people know how it went.
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I will soon!
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What a great way to get to know your new area, and get paid to do it!
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I really am enjoying it as a means of learning the lay of the land!
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I have a nephew in Kansas who was an uber driver for a while. Man, you work hard! Nice work on the budgeting and hope you’re enjoying Jersey! 🙂
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Thanks! It is hard work, but it’s the only way!
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