Hi. I´m Chela. I´m almost 30, and my husband I and I have a lot of debt. Most of it is my credit card debt. Some of it is his student loans. I work as a Senior Marketing Analyst at a cell phone company, my husband is in school full time.
In August 2014, I quit credit cards cold-turkey. It´s been a tough, but eye-opening experience. I´m managing to pay our bills, pay down debt, and even save a little, too. As of January 1, 2015, I had about $60,000 in debt. Click the link up top for our monthly debt updates.
I´m not an expert, but I´m learning, and I´m trying. I don´t necessarily have dreams of super early retirement, I just want to be rid of my debt, and have a nice buffer in savings, so as to have more options in life.
My husband and I love to travel, and so I hope to write about our frugal travelling on this blog, as well. Abroad, we´ve lived in France, Germany, Ireland, and New Zealand. We´ve also visited Spain, England, Italy, Czech Republic, Australia, Fiji, China, Mexico, Peru and Costa Rica. We haven´t been everywhere yet, but it´s on our list. 🙂
Thanks so much for stopping by, and reading. Read here about WHY I´m writing this blog.
Find me on Twitter @SmashOdyssey
Please feel free to email me anytime at kyreles(at)msn(dot)com. Let´s be friends.